Insurance solutions for healthcare companies
Companies offering health care might face risks that can cost valuable time and money. There is a lot of valuable equipment in health care organisations that can be destroyed or stolen. Damage to patients caused by the professional error of a member of medical staff might also occur. These are the risks you have to take into account. To manage these risks better, we recommend to buy insurance. This way the company can focus on its core business and leave the mitigation of risks to ERGO.
What kind of risks may materialise?
A company operating in health care sector faces various risks. Here are some real-life examples of insured events.
Failure of an air-conditioning appliance
As a result of the failure, medical equipment and medications get damaged due to condensation.
Power supply interruption in a hospital
Power supply interruption caused overvoltage resulting in failure of various pieces of equipment.
Error in treatment in a hospital
Tumor was not detected during mammography and therefore the patient was not diagnosed in time. As a consequence, the life of the patient could not be saved. In the late phase of the tumor the patient bore significant additional costs and after the patient’s death funeral costs and compensation to minor children had to be paid.