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Employer’s liability insurance

If you are an employer, you are obliged to ensure a safe working environment. You are held responsible for the occupational accidents and diseases of your employees. Losses from such events may endanger your company’s financial stability.

ERGO wants to be your reliable partner and provide the knowledge and experience of its experts at managing risks in the working environment. Our uniform goal is to avoid the occupational accidents and diseases of your employees and ensure the good health and working ability of them.


Employer’s liability insurance provides an opportunity to insure the liability of the employer.

The basis for determining an employer’s liability insurance is the Occupational Health and Safety Act.

The losses incurred by an employee as a result of an occupational accident or disease are indemnified, or the losses caused to their dependent(s) in case of the death of the employee. If necessary, ERGO will represent you and protect your interests as an employer in court.

General terms and conditions of insurance contracts KT.0898.12
General terms and conditions of insurance contracts KT.0806.11 (Valid for contracts issued until 31.10.2012)