Conditions

Life insurance+

Special terms and conditions of ERGO Life Insurance+ (valid from 01.09.2022)
Terms and conditions of ERGO disability insurance (valid from 01.09.2022)
Terms and conditions of ERGO critical illness insurance (valid from 01.09.2022)
Terms and conditions of ERGO hospital day fee insurance (valid from 01.09.2022)
Terms and conditions of ERGO child's critical illness insurance (valid from 01.09.2022)
Terms and conditions of ERGO cancer insurance (valid from 01.09.2022)
Terms and conditions of ERGO accident insurance (valid from 01.09.2022)

Life insurance

Terms and conditions of previous product versions:

Cancer insurance

From 01.09.2022 cancer insurance can be selected as an additional insurance to life insurance+. Terms and conditions of previous product versions:

Terms and conditions of ERGO cancer insurance TI.0195.21 (valid from 01.05.2021)

Accident insurance

Terms and conditions of accident insurance KT.0918.13

Health insurance

General terms and conditions of health insurance contracts Tl.0187.18 (Effective as of 01.01.2019)
General terms and conditions of medical insurance contracts for natural persons TI.0125.12 (Valid until 01.11.2017)
Special terms and conditions of ERGO health insurance for residents TI.0159.17 (Valid from 01 November 2017)
List and description of critical illnesses covered Annex 1 to the Terms and Conditions TI.0159.17 (Valid from 01 November 2017)

ERGO medical insurance for nonresidents. MINI. TI.0158.17
ERGO medical insurance for nonresidents. MIDI. TI.0157.17
ERGO medical insurance for nonresidents. MAKSI. TI.0156.17

Special terms and conditions of ERGO business health insurance TI.0191.20 (valid from 01.07.2020)
List and description of covered critical ilnesses. Annex 1 to the terms and conditions TI.0191.20 (valid from 01.07.2020)

Special terms and conditions of ERGO business health insurance TI.0174.17 (Valid from 01.11.2017)
List and description of critical illnesses covered Annex 1 to the Terms and Conditions TI.0174.17 (Valid from 01.11.2017)

Corporate property insurance

Conditions of ERGO corporate insurance KT.0958.20 (Valid for contracts from 14.07.2020)
Conditions of ERGO corporate insurance KT.0942.19 (Valid for contracts issued until 13.07.2020)
Corporate property insurance conditions KT.0656.11 (Valid for contracts issued until 20.01.2013)
Conditions of property insurance risks KT.0904.13
Conditions of insured risks KT.341.08-347.08, KT.0769.11 (Valid for contracts issued until 20.01.2013)
Conditions of insured risks KT.400-406.08 (Valid for contracts issued until 20.01.2013)
All risks insurance conditions KT.0785.11
Safety requirements of corporate property insurance KT.349.08
Equipment failure insurance conditions failure of computer and office appliances KT.0770.11
Special conditions of liability insurance KT.0906.13
Special conditions of liability insurance KT.0464.09 (Valid for contracts issued until 20.01.2013)
Business interruption insurance conditions KT.0905.13
Conditions of property insurance of apartment association KT.0907.13
Terms and conditions of property Insurance risks of apartment association KT.0908.13

Home insurance

Home insurance conditions KT.0928.15 (MIDI)
Terms and conditions of ERGO home insurance Maksi package (valid for contracts from 25.08.2022)

Expired conditions:

Terms and conditions of ERGO home insurance Maksi package KT.0950.19 (valid for contracts issued until 24.08.2022)
Home insurance conditions KT.0909.13 (MIDI) (Valid for contracts issued until 15.03.2015)
Total risks home insurance conditions KT.0910.13 (MAKSI) (Valid for contracts issued until 15.03.2015)