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ERGO in Estonia

Three companies operate under the name ERGO in Estonia: the non-life insurance company ERGO Insurance SE, the life insurance company ERGO Life Insurance SE Eesti filiaal.


ERGO has in Estonia extensive sales network with 27 branches, and offers the broadest range of life, pension and property insurance. ERGO serves clients 115 000 and manages more than 185 000 contracts in Estonia. ERGO is the second largest company of its kind in non-life insurance in 2015 year with 17,1% market share, and has in life insurance 11% market share.

ERGO Insurance SE is one of Estonia’s leading insurance companies and and offers the comprehensive selection of property insurance products to both private clients and businesses. Since 2009 ERGO became the official broker of ERGO Life Insurance SE Eesti filiaal life and health insurance products and of D.A.S Õigusabikulude Kindlustuse AS legal cost insurance products in Estonia. ERGO has been operating in Estonia since 1990.

ERGO Life Insurance SE Eesti filiaal offers a complete range of life and pension insurance options in Estonia.  The company is also the only insurer in Estonia to offer life-long second pillar pension payments (pension insurance) and voluntary health insurance.

ERGO’s companies employs 295 people in Estonia.

ERGO companies operating in Estonia are audited by KPMG Baltics.

The head office of the company is located in Lithuania (Vilnius) and its branches are in Estonia and Latvia.

ERGO’s companies in Estonia are part of the ERGO Group, which is represented in over 30 countries and concentrates on Europe and Asia. ERGO offers a comprehensive spectrum of insurance, provision and services. In its home market of Germany, ERGO ranks among the leading providers across all segments. About 43,000 people work for the Group, either as salaried employees or as full-time self-employed sales representatives. In 2014, ERGO recorded a premium income of 18 billion euros and rendered benefits to customers at almost the same level.

The majority owner of the group is one the world’s largest insurance groups, Munich Re, which was founded in 1880.