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Credit life insurance

Jointly with Luminor Bank we offer bank customers credit life insurance with new or existing housing loan, idea loan or renovation loan contracts.

With credit insurance you can be sure that even if the worst and most unexpected things happen, your family will not be left without a home or other property purchased using a loan and it helps to insure your life either fully or partially to the extent of your obligations under your loan contract.

This way you can mitigate abrupt changes in the economic situation of your family in the unfortunate event of your death or loss of capacity for work. Following an insured event, the insurance company will pay the insurance amount agreed in the insurance contract to the bank. Consequently, you will have no obligations before the bank or at least they will be less than without insurance.

You can sign a credit life insurance contract at any Luminor Bank branch office. There is no contract fee and if you need to undergo a medical examination, this is also free.

If you want to sign an insurance contract, please make an appointment with your Luminor bank advisor by calling 1772.


Credit Life insurance is available only for Luminor Bank customers.


Terms and conditions for credit life insurance
Terms and conditions of the supplementary insurance against permanent incapacity for work (valid until 31.03.2017)

Terms and conditions of the supplementary insurance against permanent incapacity for work (valid beginning from 1.04.2017)

CREDIT LIFE INSURANCE PRICE LIST(valid until 31.03.2017)
CREDIT LIFE INSURANCE PRICE LIST(valid from 1.04.2017)