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Health insurance for non-residents

ERGO health insurance is designed for a client who is residing in Estonia on the basis of a temporary residence permit or applying for one.

To calculate the insurance premium, select your year of birth

Year of birth
Mini
Midi
Maksi
Insurance plan Medical services
Mini
Midi
Maksi

Total sum insuredi

11 000 € 12 450 € 16 960 €

Family physician and specialist medical care

1 000 € 1 000 € 10 000 €

Inpatient treatment

5 000 € 6 000 €

Rehabilitation

i
200 € 400 €

Returning to home countryi

5 000 € 5 000 € 5 000 €

Vaccination

-

Prophylactic examinations

- 100 € 100 €

Prescription drugs

- 150 € (80% of costs) 150 € (80% of costs)

Dental carei

250 €

Medical aids

- - 1 060 €i

Quarterly paymenti

99.49€

203.58€

396.9€

Select
Select
Select

Our advantages

  • The appointment is free for you, since we also cover the cost-sharing part
  • Claims adjustment, highly valued by customers
  • We reimburse medical expenses not covered by state insurance (incl. private healthcare and paid medical services)

Upon conclusion of the contract with ERGO you can decide yourself which expenses shall be covered by your insurance contract:

Plan Mini

  • For illnesses, we apply a waiting period of 30 days as of entry into force of the contract. For accidents, no waiting period is applied.
  • For pregnancy, we cover the costs of the first visit, where you will be issued a medical certificate, which is necessary to get state health insurance cover.
  • In the case of a flare-up of a chronic illness or an illness detected before conclusion of the contract, we cover only the costs of emergency hospital treatment.

Plan Midi

  • For illnesses, we apply a waiting period of 30 days as of entry into force of the contract; for childbirth, 9 months. For accidents, no waiting period is applied.
  • In the case of a flare-up of a chronic illness or an illness detected before conclusion of the contract, we cover only the costs of emergency hospital treatment.
  • We compensate for costs of adult vaccination against tick-borne encephalitis and influenza. For children, we compensate the costs of vaccination stipulated with the national vaccination schedule.

Plan Maksi

  • For illnesses, we apply a waiting period of 30 days as of entry into force of the contract; for childbirth, 9 months. For accidents, no waiting period is applied.
  • In the case of a flare-up of a chronic illness or an illness detected before conclusion of the contract, we cover only the costs of emergency hospital treatment.
  • We compensate the costs of dental care (visit, prevention of diseases, diagnostics and treatment; for treating mouth infections, the physiotherapy procedures). Beauty care procedures shall not be compensated.

Terms and conditions