Home insuranceIn the case of an accident involving your home or household property, we will cover the damage and help to restore the condition prior to the accident. You can insure your apartment, house, terraced house box, house, outbuilding, summer cottage as well as a house still under construction.
We apologize, our home insurance e-office calculator is currently only in Estonian and Russian, but we would be happy to help you and create a personal offer. Ask for an offer here.
What is compensated under ERGO home insurance?
ERGO offers two home insurance packages. ERGO Midi is suitable for you, if you want to choose yourself, which protection is nessescary for your property. However, ERGO Maksi offers you the opportunity to get maximum protection at once.
|Rent expenses for temporary residence|
|Water entering protection|
|Damage due to consturction defects|
|ERGO home assistance|
|Home contents insurance|
|Extended liability insurance|
Home contents insurance
Extended liability insurance
What else can you insure together with your home?
We offer the possibility to insure also your pet together with home insurance. If you are renting a home, we also have a home insurance for the tenant.
Pet insurance – an animal, just like a human being, may fall ill or get into an accident. We offer the possibility to insure your pet together with home insurance. We will insure cats and dogs aged from four months up to eight years. You can choose a suitable veterinarian yourself for your pet. More information here
Insurance for the tenant – as a tenant you can get yourself a home contents insurance and liability insurance to protect your personal belongings or that of your family and to cover damages incurred to a third party. More information here
Home insurance FAQ
Can I insure solar panels and what is the insured amount?
Solar panels used for servicing a building or an apartment are insured automatically together with the building or apartment and a separate amount is not specified in the contract.
If I don’t insure my pet, can I still add the extended liability insurance to my home?
Both the pet owner's liability insurance and the extended liability insurance can be chosen in the home insurance contract even if the pet can not be insured or your pet is older than 8.