Liability insurance
The liability insurance of the property owner will protect you, if you or your family members have caused damage to others.For example:
- The faucet broke in the apartment and the water damaged the apartments below.
- A passer-by falls down and gets injured due to the slick street in front of your house.
- Snow, ice, stone, etc. falling from the roof injures a pedestrian or a car.
In addition to the liability insurance you can also buy the extended liability insurance. This covers damages incurred to the property of others.
For example, if your child accidentally scratches a parking vehicle or breaks a product in the store. But also when you visit someone and due to your actions something happens to the host’s property.
