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Life and accident insurance
In the event of an accident or illness, ERGO life and accident insurance help you to repay your home loan or leasing, cover the daily expenses of your family, pay for rehabilitation therapy, and for a carer as well, if required. Professional advisors at ERGO are always there to help with selecting the most suitable coverage for you.
Our advantages
- The contract is valid until the age of 75 regardless of what health problems might occur in between.
- Insurance coverage is valid globally 24/7.
- The contract is flexible – the sum insured and the cover can be changed to meet your needs.
- Critical illness cover is of help in mitigating the consequences of serious illnesses (such as stroke, infarction, malignant tumours)
- Only at ERGO you can insure children against critical illnesses.
- Additional discount for life insurance contracts for people practising a healthy lifestyle.
- At ERGO, you can take out accident insurance for the whole family with a single contract.
- ERGO will indemnify the treatment and restoration of teeth that were damaged in an accident.
- Payments under life insurance are exempt from income tax.
Go to insurance calculator (only in Estonian)
Insurance cover
| Life insurance | |
| Full incapacity of work | |
| Critical illnesses | |
| Hospital daily allowance | |
| Accident insurance |
Good to know
Depending on your selected insurance cover and the amount of it, you or your close ones can for example:- pay for the rehabilitation
- pay caregiver's salary
- repay a bank loan
- cover daily expenditures of the family