Motor hull insurance

You will get full insurance cover for your vehicle if you enter into a comprehensive insurance contract i.e. a voluntary car insurance contract in addition to motor third party liability insurance.

Motor hull insurance covers the damage, destruction and loss of a vehicle and such damage that is not subject to indemnification under the Estonian Traffic Insurance Act. For instance, the damaging of a vehicle as a result of a traffic accident if the person who was driving the vehicle proves to be the party at fault; fire and arson; theft of a vehicle or parts thereof; etc.


  • ERGO motor hull insurance includes a really handy service – 24 hour free ERGO Autoabi roadside assistance service. Whatever happens to your car, ERGO will help!
  • ERGO motor hull insurance has another advantage - free replacement car.
Motor hull insurance offers you the chance to insure land vehicles registered in Estonia that engage in road traffic: automobiles, cargo vans, minivans, trucks, lorries, buses, trailers, motorbikes and ATVs.

ERGO offers three insurance options: idle vehicle comprehensive insurance, partially comprehensive insurance and fully comprehensive insurance.

Fully comprehensive insurance Partially comprehensive insurance Idle vehicle comprehensive insurance
Natural disaster
Fire and explosion
Traffic accident
Transportation and lifting the vehicle onto the road
ERGO Autoabi roadside assistance *
ERGO replacement car **
Child safety seat or infant carrier **
Roof rack, roof box and bicycle rack **
Collision with an animal *


Window cover
New value cover
Replacement trailer cover
Damage, destruction or theft of luggage


*  NB! only applies to private cars (M1), package vans (N1) and motorcycles
** NB! only applies to private cars (M1) and package vans (N1)
If you sign a motor hull insurance contract at ERGO, you can be sure to receive quick help in an emergency situation.

I wish to receive a personal offer for ERGO motor hull insurance

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