Motor hull insurance

You will get full insurance cover for your vehicle if you enter into a comprehensive insurance contract i.e. a voluntary car insurance contract in addition to motor third party liability insurance.

Motor hull insurance covers the damage, destruction and loss of a vehicle and such damage that is not subject to indemnification under the Estonian Traffic Insurance Act. For instance, the damaging of a vehicle as a result of a traffic accident if the person who was driving the vehicle proves to be the party at fault; fire and arson; theft of a vehicle or parts thereof; etc.

  • ERGO motor hull insurance includes a really handy service – 24 hour free ERGO Autoabi roadside assistance service. Whatever happens to your car, ERGO will help!
  • ERGO motor hull insurance has another advantage - free replacement car.
Motor hull insurance offers you the chance to insure land vehicles registered in Estonia that engage in road traffic: automobiles, cargo vans, minivans, trucks, lorries, buses, trailers, motorbikes and ATVs.

ERGO offers three insurance options: idle vehicle comprehensive insurance, partially comprehensive insurance and fully comprehensive insurance.

Fully comprehensive insurancePartially comprehensive insuranceIdle vehicle comprehensive insurance
Natural disaster

Fire and explosion


Traffic accident

Transportation and lifting the vehicle onto the road

ERGO Autoabi roadside assistance

ERGO replacement car

Child safety seat or infant carrier

Roof rack, roof box and bicycle rack
Collision with an animal


Window cover

New value cover

Replacement trailer cover

Damage, destruction or theft of luggage


    If you sign a motor hull insurance contract at ERGO, you can be sure to receive quick help in an emergency situation.

    I wish to receive an offer for ERGO motor hull insurance