Travel insurance


All travel insurance cases on and after 13 March 2020 which are directly or indirectly linked to the coronavirus pandemic are conditionally excluded and the costs will not be compensated. This includes both medical assistance and travel interruption incidents. 

Only at ERGO do you not need to have extra funds available for tickets, transport or accommodation in the case of a trip interruption.

As of 16 June 2020, we will also cover expenses related to the cancellation or interruption of trips within Estonia.
If you would like your trips within Estonia to be insured, choose the travel disruption cover.
*Health and luggage insurance covers do not apply in Estonia.

Information about contracts and conditions

+372 610 6500

Travel assistance

+372 633 3746

Our advantages

  • 24/7 travel assistance
  • When you buy insurance within 48 hours from making the first travel payments (plane tickets, accommodation), the insurance cover for trip cancellation will start immediately i
  • We cover the cost of new plane tickets and accommodation
  • You are also protected against potential extra costs arising from changes in the flight schedule
  • In the case of a trip disruption, the insurance cover is twice the amount of a trip cancellation
  • When baggage arrives late, basic necessities are covered depending on the purpose of the trip. E.g. when ski equipment arrives late, we will reimburse the rental cost of the equipment i
  • When it is necessary to make calls or send e-mails in relation to a loss event that occurred abroad, we also reimburse the communication costs
  • We also insure pregnant women

Insurance cover

Multi-trip travel insurance?

Why multi-trip travel insurance?
  • If your trips take you to the same region several times a year, multi-trip travel insurance is the best value option for you.
  • You do not have to worry about remembering to buy coverage and you can thus travel without a care.
  • If you travel to an array of regions, you should consider a broader form of coverage, taking into account the farthest destination.
  • The number of trips per year is unlimited.
  • You can choose between three packages, meaning that the maximum length of one trip is 30, 60 or 90 days.
Buy multi-trip travel insurance

ERGO Travel Assistance

Traveller’s memo

ERGO recommends

View travel and consular information on the website of the Ministry of Foreign Affairs.
Use the app “Reisi targalt” by the Ministry of Foreign Affairs if you need information on the situation in your country of destination and advice on what to do when you are in trouble.

Important documents

Buy travel insurance