Property insurance provides an opportunity to insure buildings, the interior, civil engineering work, inventory, equipment, machinery, raw materials, semi-finished products, finished products and goods.
Business interruption insurance
Business interruption insurance helps protect a company against losses arisen from business interruption or a decline in turnover that has occurred as a result of an insured event of property insurance or equipment breakdown insurance. Business interruption insurance indemnifies the operating profit lost as a result of business interruption, fixed expenses (including salaries of employees with state taxes) of the period of loss and other agreed income or expenses.
Equipment breakdown insurance
Equipment breakdown insurance provides computer and office equipment, industrial and production equipment, medical or other equipment with coverage against power failure and equipment breakdown.
Employer’s liability insurance
Employer’s liability insurance indemnifies the loss caused to an employee or, upon the death of an employee, their dependant(s) as a result of an occupational accident or occupational disease. If necessary, ERGO protects the interests of you as an employer in court.
General third party liability insurance
General third party liability insurance covers the personal injuries and damages to property caused to third parties by the policyholder’s economic activities.
Liability insurance of the possessor of construction work
Liability insurance of the possessor of construction work covers the losses arising from the possession and management of construction work or a part of construction work.
Product liability insurance
Product liability insurance covers the damage suffered by a third person caused due to the deficiency of a product that has been manufactured, sold or mediated by the policyholder.
Employer’s health insurance
Employer’s health insurance indemnifies the cost of medically indicated health services, medical aids or medicines related to the illness of a policyholder’s employee, an accident that they suffered, or another incident agreed on in the insurance contract.
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